Yeah, riding the subway means you understand cost-benefit analysis. That's totally what I think when I see the homeless guy across the car from me eating his shoe. This is like saying, "You're on death row for shooting three people so obviously you understand the laws of physics."
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If someone really understood "cost benefit analysis" they'd also understand that paying actual money to go to Monroe College School of Business would not be the wisest of choices at this moment in time.
No offense to Monroe College grads...
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